Credit Cards With Airport Lounge and Expedited Security Access

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It’s been a rough year for domestic and international travelers. Marred by issues related to understaffing, many airlines have found themselves in a precarious position — in this case, not having enough planes and crew members to accommodate so many travelers — leading to lots and lots of flight cancellations.

So far this year, over 130,000 flights have been canceled. For reference, according to the Bureau of Transportation Statistics, from 2013 to 2021 — with the exception of 2020 — the number of flight cancellations never exceeded 80,000. At this rate, that number could end up close to the record 263,941 number of flights that were canceled in 2020 as a result of the Covid-19 pandemic.

Needless to say, it’s been a stressful time for those who have had to fly. And as demand for travel remains strong, it’s predicted that this will be a long-standing issue.

Thankfully, there are a few ways to make your next trip to the airport a little bit easier, especially if you have the right credit card.

Whether you’re a frequent flyer or you simply want to make your upcoming flight less of a headache, these seven credit cards are worth considering, as they each include complimentary lounge access and statement credits toward expedited airport security to make your next travel experience less stressful.

With each of the credit cards mentioned below, you can enroll in one or more of these expedited security programs, then receive statement credits to cover your membership with either TSA PreCheck®, Global Entry, CLEAR or a combination of them, depending on the card.

Airport lounges aren’t only for travelers who fly in business or first class. There are many travel rewards credit cards offering airport lounge access just for being a card member.

Lounges provide a number of benefits to travelers, and they’re especially worthwhile for those who hope to avoid large crowds in the airport terminal while waiting to board their flight. Many lounges also offer complimentary food and beverages to their guests, so visiting one is an easy way to save money instead of having to purchase expensive airport food. Some even offer unique amenities like cycling rooms, showers and complimentary massages.

Another good thing is nearly all major airports have at least one lounge, if not more. Throughout my own travels, I’ve found airport lounges to be an excellent way to escape noisy and crowded airport terminals.

Without further ado, here’s a look at seven credit cards that include airport lounge access as well as statement credits toward membership with the aforementioned expedited security programs.

With The Platinum Card® from American Express, cardmembers and two guests can enjoy access to more than 1,300 Priority Pass lounges across 148 countries, as well as American Express Centurion℠ lounges in the U.S. and abroad, Delta Sky Club® lounges, Escape Lounges, Plaza Premium Lounges and Air Space lounges.

It’s worth noting that in order to enter a Delta Sky Club® lounge, you must be flying with Delta or one of its airline partners. Also, starting Feb. 1, 2023 cardholders will have to pay $50 per guest entering a Centurion lounge ($30 per child ages 2–17), although you can qualify for two complimentary guest passes per visit after you spend at least $75,000 on your card within a calendar year. For more information, visit the American Express Global Lounge Collection℠ website.

As for expedited security, cardholders can receive up to $189 each year in statement credits by using The Platinum Card from American Express to pay for their CLEAR annual membership, as well as an up to $100 fee credit for Global Entry or TSAPreCheck. The card also comes with an up to $200 annual airline fee credit that you can use toward incidentals like checked baggage fees, seat selection fees, change fees and more.

The Delta SkyMiles® Reserve American Express Card is a solid choice for those seeking lounge access, especially if you fly with Delta Airlines regularly. You’ll receive access to American Express Centurion℠ lounges when you book Delta flights with your Reserve card, as well as entry to Delta Sky Club® lounges and two one-time guest passes each year if you’re traveling with friends or family members.

The card also provides a statement credit of up to $100 every four years to cover Global Entry enrollment or a credit of up to $85 every 4.5 years for those wishing to enroll in TSA PreCheck®. Note that if you’re approved for Global Entry, you’ll receive instant access to TSA PreCheck® perks.

Other air travel-related perks include a first checked bag free, priority boarding and complimentary seat upgrades when you fly Delta.

The Capital One Venture X Rewards Credit Card is another great card option for travelers looking to escape the airport terminal. When you have the card, you’ll have access to Capital One Lounges — one location in Dallas (DFW) is currently open, while two more are expected to open next year in Denver (DEN) and Washington, D.C. (IAD)— as well as the extensive network of Priority Pass and Plaza Premium lounges worldwide. When visiting any of those lounges, you’ll also receive two complimentary guest passes per visit (extra guests at Capital One Lounges will cost $45 each).

Capital One also recently announced Capital One Landing, a culinary-focused alternative to the traditional airport lounge coming soon to New York’s LaGuardia Airport (LGA) and Ronald Reagan Washington National Airport (DCA). Details are still slim, but it’s expected that cardholders will receive special perks.

The card also provides a statement credit of up to $100 every four years when you use it to pay for your Global Entry or TSA PreCheck® membership.

Those who fly with United Airlines will enjoy complimentary United Club membership, worth a value of $650 per year, as a perk of having the United Club℠ Infinite Card. This gives you and up to two guests access to United Club and affiliated Star Alliance lounges worldwide when traveling with the airline or one of its partners. or a partner airline.

The card also provides a statement credit of up to $100 every four years to cover your membership with Global Entry, TSA PreCheck® or NEXUS, an expedited security program for those traveling between the U.S. and Canada.

Other perks include complimentary first and second checked bags when you fly with United, 25% back on in-flight purchases and priority check-in, boarding and baggage handling.

Chase Sapphire Reserve® cardholders will have access to more than 1,300 airport lounges across 148 countries once they enroll for free through Priority Pass. You can bring up to two guests for free.

The Chase Sapphire Reserve also provides a statement credit of up to $100 every four years to reimburse you for your Global Entry or TSA PreCheck® enrollment fee.

The Citi / AAdvantage Executive World Elite Mastercard is ideal for American Airlines flyers as it comes with a full Admirals Club membership, worth a value of $650 per year. You’re allowed to bring up to two guests for free but you can add up to ten authorized users to the card for free and they each get their own memberships as well.

The card also provides a statement credit of up to $100 every five years to cover your membership with Global Entry or TSA PreCheck®.

When flying American Airlines, you’ll also enjoy a first checked bag free, priority check-in, early boarding and 25% savings on inflight food and beverage purchases.

Americans are eager to get back on the road after the pandemic-related restrictions, but it’s not coming without several issues. However, with one of these cards listed above, you can not only earn a solid welcome bonus to earn rewards for traveling — but also avoid the pains of long security lines and noisy airports with the benefits of each card above.

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For rates and fees of The Platinum Card® from American Express, click here.

For rates and fees of the Delta SkyMiles® Reserve American Express Card, click here.